How soon can I start rebuilding my credit?
Immediately. Many people receive credit card offers shortly after discharge. [...]
Can I keep my credit cards?
If you owe balances on credit cards, they must be [...]
Will bankruptcy stop wage garnishment?
Yes, immediately. Filing bankruptcy triggers an automatic stay that stops [...]
What’s the difference between Chapter 7 and Chapter 13?
Chapter 7 liquidates unsecured debts quickly (3-6 months) but may [...]
Can I file bankruptcy more than once?
Yes, but there are time limits. You must wait 8 [...]
Do I have to go to court?
You'll attend one brief meeting (341 Meeting of Creditors) with [...]
Will I be able to buy a house after bankruptcy?
Yes. Many lenders will consider you for an FHA loan [...]
How much does it cost to file bankruptcy?
Chapter 7 typically costs $1,500-$2,500 including attorney fees and court [...]
What debts cannot be discharged in bankruptcy?
Certain debts cannot be eliminated: recent income taxes, child support, [...]
Can I file bankruptcy if I’m married but my spouse doesn’t want to?
Yes. You can file individually. However, if you live in [...]