A Fresh Start in Bankruptcy

Bankruptcy from Start to Finish – Your Fresh Start in Wyoming

How Do I Start My Bankruptcy Case?From start to finish in bankruptcy requires that you follow a process that will lead to the discharge of your debt and a fresh start. Take the time to understand the timeline, duties, expectations and protections that comprise the bankruptcy process. Although the process differs depending on whether you are…

Conserving Assets In Ch. 7

How Do I Protect My Assets and Tax Refund? How Does Early Planning Maximize My “Fresh Start”?Unplanned events can lead a family or business to the brink of financial disaster. The event might be a loss of employment, major medical expenses, a divorce or a business collapsing under the weight of an oilfield bust. When an unplanned event rudely camps in…

Reaffirmation Agreements in Bankruptcy

Reaffirming Debt in Bankruptcy

What is the Best Decision When Considering Reaffirming a Mortgage in Bankruptcy?A bankruptcy debtor in Wyoming should use caution before signing an agreement to reaffirm a mortgage note. Reaffirmation agreements in bankruptcy prevent the note from being discharged. As a result, if the debtor at a later time, defaults and the home is foreclosed, the…

Chapter 13 Bankruptcy in Wyoming

What is a Chapter 13 Bankruptcy? Would It Be Smart to File Under Chapter 13? The Basics of a Chapter 13 Bankruptcy in Wyoming.  A Chapter 13 bankruptcy reorganizes your debt into manageable monthly payments.  In a Chapter 13 bankruptcy, your outstanding debt is paid in accordance with the terms of the Chapter 13 plan that you file…

Bankruptcy’s Effect on Your Credit Score

Making Smart Decisions to Protect and Improve Your Credit.Bankruptcy’s Influence On Your Credit Score.THE DECISION to file for bankruptcy is not an easy one. A major concern is that your credit will be so damaged that securing a loan, even at a high rate, will be nearly impossible. However, the damage done to your credit…